Thousands of people apply for Social Security benefits due to a disability ever year. These are people who work in a field covered by Social Security and have a medical condition that fits the Social Security definition of disability. Accepted applications typically receive monthly benefits until the worker can comfortably return to his or her job.
Unfortunately, the Social Security office denies most claims. Only 35.4% of workers had their applications accepted in 2018. In order to avoid having your claim denied, make sure to avoid the following common mistakes.
Condition isn’t severe enough
One of the most popular reasons for denied Social Security claims is because the medical condition is not severe enough. Your condition must be bad enough to keep you from working for at least a year or result in your death in order to qualify.
You will probably have your application denied if it is unlikely that your disability hinders you for 12 months. Common examples of this are broken bones and injuries from car accidents.
Insufficient medical evidence
Another common reason for rejected claims is insufficient medical evidence. This is often a result of not supplying enough information to prove that your injury will affect your work performance.
Make sure to work closely with your doctor before supplying evidence. This will give you the best opportunity to document your condition. Keep in mind that there is no such thing as having too much evidence. The more objective information you are able to provide, the better chance of having your application approved.
Claim forms not filed properly
It’s important to do a thorough review of your claim forms before submitting your application. This is because many people do not properly fill out their paperwork. Failing to do so could result in a denied claim even if you have plenty of evidence to support your application. Make sure to review your forms before filing to give yourself the best chance of receiving benefits.
Convicted of a crime
Crime convictions tend to make the application process a little more difficult. Under most circumstances, you are not eligible to receive benefits while incarcerated. Additionally, you will not be able to receive benefits if you sustain an injury or your condition worsens while you are in prison. That said, you may be eligible to receive benefits after your release from jail.
Finally, you will not be able to receive benefits if you sustain an injury while committing a felony. Conditions that occur or become more severe while committing a crime are also not eligible for benefits.